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I just sit here, frustrated and entangled in a web of marketable deceit purported by the three credit reporting agencies of the United States: TransUnion, Experian and Equifax. In the early years of this millenium, the United States government (Congress) enacted a law requiring these three credit reporting agencies to issue a free annual credit report to every eligible U.S. citizen that requested one, the most common method being the site, www.annualcreditreport.com . (more…)